In the multi-asset (group, portfolio, company) assessment reports, we use asset-level data, but we don’t discuss results asset by asset. Not in the executive summary version of the report. We highlight the most important findings.

 

The portfolio or company-level risk assessment shows how many facilities face extreme risks (hazard by hazard) “as of Today”, and how this big picture is projected to evolve decade by decade, between scenarios.

 

Another valuable part of the multi-asset analysis (“portfolio scan”) is when it shows: X% of your portfolio has no climate risk. It says, essentially: you don’t need to calculate expected loss, credit risk or any other financial impact; there’s no exposure. It’s very similar to a GP doctor check-up or a car technical inspection: you only run advanced tests and repairs ONLY if the basics flag an issue.

 

Now, suppose that certain locations (5-10 out of 100 factories) have an extreme risk of flooding or some other peril. In that case, it’s useful to add asset-level analysis specifically for these identified “at-risk” facilities. 

 

The asset-level analysis covers all hazards, and if some risk scores are extreme, we perform an in-depth scan for that specific hazard and explain the results in a targeted manner. It’s like checking health issues for 100 people: a few may need blood tests, others a heart exam, while the rest are in good shape. 

 

If there is one asset with severe or extreme risk score for flooding,  then we deliver a detailed flood map, where you can see your building (factory, farm, facility) and how it is located relative to flood-prone areas, is it right in the middle, a few blocks away, or maybe 1-2 km away? If it is another hazard with extreme risk score, then we provide the time series and probability assessments for heat waves, storms, and extreme rainfall.